We believe retirement planning starts with clear goals and the right tools. Individual Retirement Accounts (IRAs) are a cornerstone of many retirement strategies, offering valuable tax advantages and flexibility. Whether you’re just getting started or looking to optimize your existing accounts, we’ll help you navigate your IRA options with clarity and purpose.
Our focus is on thoughtful, long-term planning—not market timing or speculation—so you can make confident, informed decisions every step of the way.
An Individual Retirement Account (IRA) is a personal savings account designed with a goal to help you set aside money for retirement. IRAs can offer tax-deferred or tax-free growth depending on the type of account, and they allow for a wide range of investment options.
Contributions may be tax-deductible (depending on income and participation in an employer plan), and earnings grow tax-deferred until withdrawal.
Contributions are made with after-tax dollars, and qualified withdrawals are tax-free. Ideal for those who expect to be in a higher tax bracket later.
Designed for self-employed individuals and small business owners, allowing for higher annual contributions.
A streamlined retirement option for small businesses with fewer administrative requirements than 401(k) plans.
You’ll work with a dedicated financial advisor who takes the time to listen, explain your options, and walk with you through life’s transitions. We are here as your experienced partner, providing honest guidance, ongoing support, and the expertise you need.
Financial planning is an ongoing journey, not a one-time event. As your life evolves, we’ll adjust your plan to keep you on track. Ready to get started? Contact Shoreline Planning Partners today to schedule your complimentary consultation and discover your confidence.
The LPL Financial registered representative(s) associated with this website may discuss and/or transact business only with residents of the states in which they are properly registered or licensed. No offers may be made or accepted from any resident of any other state.
April Bates offers advisory services offered through LPL Financial, a registered investment advisor and separate entity from Shoreline Planning Partners, LLC.
